Essays on Life

In America, banks operate in an open market where they are allowed to set their interest rates. In deciding what rates to charge a borrower, the bank considers the credit-worthiness of the customer. Interest rate risks (IRR) occur when banks give long-term loans that are funded by short-term deposits. The...

Leadership Leadership refers to an act of stirring a group of people who are working towards attaining a predetermined goal. Typically, a leader is a source of motivation and a director of actions. Though most leaders are born, there are incidences where individuals are drilled to head various units by refining...

Setting up a Business and Aims Setting up a business in many cases includes unstated aims and objectives, for instance how to thrive for the first half of the year. However, some enterprises state what they are aiming for directly at the start of the business. A business aims refer to...

Alan (par. 6) Alan indicated that the investigations about the inflated results of the Atlanta public schools were conducted in accordance with the Atlanta Journal-Constitution (AJC). Moreover, the accused including the district officials were all presented to the Fulton County Superior Court for inquiries led by Judge Baxter. However, the judgment...

Winterbourne View Hospital Winterbourne View hospital was exposed in 2011 through a BBC panorama television broadcast. It showed patients with learning disabilities and challenging behavior being mistreated by the institution’s workers at the assessment and the treatment unit. The abuse was both physical and psychological, and the footage showed that the...

In this modern world, almost everything is interconnected to one another. For instance, different nations and communities will depend on each other for a better living environment which leads to inter-connectedness. Moreover, there is no country that it can entirely depend on its own for the supply of its resources....

In the morning of March 18th at around 11:00 am I set up for a walk in the Jackson Heights Neighbourhood.  My walk started at 70th Street in avenue 34. At avenue 34, I saw a café going by the name Billiards Cafe which was next to a club known...

The United States is amidst, a drawn out and developing epidemic of incidental and preventable passing related with overdoses of licit and illegal opiates. For over 3 decades, naloxone has been utilized by crisis restorative staff to pharmacologically turn around overdoses. The companions or relatives of overdose casualties, be that...

A considerable number of sociocultural factors influence personal leisure values and participation in recreational activities on a daily basis. Although the sociocultural factors have been in existence since time immemorial, the impacts on contemporary society are more pronounced. This paper is obligated to examine critically the influences of age, gender, socioeconomic...

An outward mindset starts with an individual. While shifting mindset aims to get, everyone turned towards others, achieving this aim is only possible if all the human beings are ready to change their mindset towards others without the expectation that they will also change their mindset in return (Outward Mindset:...

Virtually, every community teaches its members how to behave morally in the society. It encourages the members to treat others the same manner they would like to be treated. Ultimately, parents have taken the individual roles of teaching their children the conducts they require in the community. The initiatives involve...

The Sphere of Psychology of Parenting The sphere of psychology of parenting is very heterogeneous. It includes both psychology of paternity, and psychology of motherhood, if meaning a division by gender. Parenthood itself is understood as a socio-psychological phenomenon, which is an emotionally and estimated coloring of knowledge, as well as...