Essays on Personal Finance

To compete well in the market A corporation that sells skills, time, and abilities requires strong stakeholder commitment. Employees with specialized talents that are unique and not copied in other industries are required to access this labor market. The threat of leaving implies that the firm's participants lack these abilities. Another...

Today, most customers are turning to cryptocurrencies and virtual money such as bitcoins to pay their staff or obtain larger returns on their economic ventures. Governments like South Korea and Japan see the untapped opportunity of generating government revenue by taxing digital currency (Helmore 2017). As a result, laws are...

Typically, investors in the security and derivative markets must choose between adjusting prospective gains for increasing risks. The recent worldwide credit and financial crises demonstrate the need of risk measurement in portfolio management and modern finance. Risk measurement is essential in the derivatives sector since insufficient risk analysis can lead...

United Healthcare is a subsidiary of the United Health Group, and it is dedicated to improving patient health outcomes through the provision of health coverage and benefits. For nearly four decades, the organization has served as America's largest health facility, aiming to improve the quality of healthcare services (United Healthcare...

Overview of Wal-Mart Stores, Inc. Wal-Mart Stores, Inc. is a worldwide corporation headquartered in Bentonville, Arkansas, in the United States. It operates similarly to Walmart and manages a chain of discount department shops, hypermarkets, and grocery stores. In 1972, the firm was listed on the New York Stock Exchange, and so...

Wells Fargo's Unethical Practices Wells Fargo, one of the country's oldest banks, faced a financial crisis in September 2016 as it was disclosed that the corporation would be paying over $185 million in penalties to authorities. During a prior investigation, it was determined that Wells Fargo workers opened more than $2...

When businesses decide to invest in individual initiatives A number of criteria must be taken into account. It is critical for investors to ensure that their initiatives will pay off on time and so will not result in losses. This paper analyzes the investment that North Sea Oil is set to...

While evaluating the investment's attractiveness, it is critical to include the after-tax cost of the long-term loan that Alamo Gold intends to employ as leverage against the new acquisition. With the present decrease in gold prices, the cost of equity and the weighted cost of capital (WACC) should also be...

Donald Trump's Presidential Victory Donald Trump’s presidential victory surprised many Americans and others around the world because most people did not anticipate him to win because of his controversial economic and foreign policies. Most people feel that the Trump Administration will harm the US economy and its relations with foreign countries,...

The International Monetary Fund: Maintaining Global Financial Stability The world’s foremost institution for monetary cooperation is the International Monetary Fund. There are 188 member states in it, and practically all of them cooperate to achieve that goal. The International Monetary Fund’s main responsibility is to maintain the stability of the global...

Significant changes in international investments have improved relations between the government and business. Foreign investments were controlled by a small number of large multinational businesses, who were driven by a stronger need to develop stable markets for their finished goods as well as secure sources of raw material supply. Colonial...

The gaming industry The gaming industry has recently received a lot of attention due to the millions of young people who gamble for free money. In instance, the majority of states have developed casinos, which draw sizable audiences, particularly on weekends (Wong, 846). Notably, casinos provide a place for enjoyment for...