Bargaining Power of Financial Institutions

Financial Institutions regularly maintain close working relationships with their customers, both with large corporate borrowers and mid-market business borrowers.  It serves the financial institutions and the borrower’s interests as they will both benefit as a result. Borrowers see dramatic reductions in fees for due to the effect of having an...

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Payday Loans, Regulatory Efforts, and Unintended Consequences

Most of the time, unexpected situations necessitate adequate funds in order to cover the associated expenses. Payday loans are short-term loans with high fees and interest rates that might reach 400% per year. They are known as payday loans because the lender expects the borrower to repay the amount on...

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Yunus and the Grameen Microcredit Model

Economist Dr. Mohammed Yunus is a native of Bangladesh. He established Bangladesh's Grameen Bank. Yunus received the Nobel Peace Prize in 2006 for developing microcredit, which provided small loans to the poor members of society, particularly women, to enable them to start a variety of income-generating ventures that would enable...

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How to Start a Business

Jackie has been presented with numerous options for expanding her business plan. The first offer allows her to form a business partnership with an established jewelry store owner who has a large inventory and multiple storefronts. The profits would be split in half, but after he retires, she could buy...

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About Loans and Grants for Higher Education

The rising cost of higher education is a topic that is discussed even in political forums." As a result, the issue has elicited a variety of responses from world leaders. Prominent figures, like presidential candidates like Barack Obama, have advocated an expansion in federal funds for higher education students. The...

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Student Loan Debt

According to the article, personal loans student loans are amongst the riskiest ways to which the students can rely on to pay their college fee. The reasons behind this are that these loans at many instances they have varying interest rates, with some as high as 13.74 in the 12...

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Pages: 4

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