Essays on Personal Finance

Financial Strategy at Apple It is essential for any organization, regardless of how long it has been in operation or how new it is, to have a solid financial strategy that serves as the foundation for all future financial decisions. The primary business strategy at Apple is a financial one, notwithstanding...

Shareholders and their Rights Shareholders are the different investors who contribute to a corporate entity in order to advance it and reap the benefits of its operations. Despite having the right and opportunity to be involved in overseeing management activities, the board of directors is responsible for protecting the interests of...

Wells Fargo is a multinational bank that provides various financial services to millions of customers worldwide. However, the fiasco involving false accounts and consumer money leaves many lessons for other related organizations to remember. The corporate scandal opened many corporations eyes to the risks of having a culture that...

Emerging markets are economies that have some, but not all, features that are strikingly similar to emerging economies. Brazil, South Africa, China, and Russia are examples of such markets, as are India, Nigeria, Mexico, and also the Asian tigers. The sustained high rates of gross domestic product (GDP) growth and...

Forms of Business Entity People in business should carefully sample the various categories of business organizations available before deciding on the one that best fits their needs. This action guarantees that the chosen agency is managed successfully, with minimum taxes and liability exposure. Furthermore, formalizing it would help to define the...

Low-Cost Country Sourcing (LCCS) Low-Cost Country Sourcing (LCCS) is a multinational sourcing practice that has dominated the corporate landscape over the last few decades. Using international companies with lower wages to manufacture industrial resources is an excellent way to cut operating costs. The shift to low-cost country procurement was primarily motivated...

Investing in Developing MarketsInvesting in developing markets has both advantages and disadvantages; however, the positives outweigh the disadvantages. One, the demographics of developing markets are much superior to those of developed countries. They make up 86 percent of the world's population (Kempler, 2012, p. 4). These countries have a growing...

High-frequency trading (HFT) High-frequency trading (HFT) makes use of powerful machines to perform complex algorithmic transactions that take advantage of minute price differences. HFT advantages include greater market liquidity, increased market performance, lower prices, and higher profitability. High-frequency trading has revolutionized stock market trade due to the expanded rate of trade...

There are some fascinating stock market videos on the CNBC website. The majority of them provide useful information on how specific stocks are doing in the industry.The first video: McDonald's 2016 Third Quarter Performance The first one, which I considered fascinating, features Morningstar senior analyst R.J. Hottovy reviewing McDonald's 2016 third-quarter...

A currency exchange rate A currency exchange rate is the expense of one country's currency in another country's currency ("Investopedia"). As a result, it has two components: a local currency and the currency of another nation. An exchange rate consists of one country's currency, known as the base currency, and another...

The Difference between Investment Cost and Fair Market Value The difference between the cost of investment and the fair market value of a subsidiary business on the date of sale is known as goodwill. The venture takes place after a corporate merger. However, the goodwill is not recorded in the parent...

The cost of capital is the fee levied on the sum of money (debt and capital) used to operate a company. The cost of capital is determined by the type of borrowing used by a business; it corresponds to the cost of debt if the company is entirely funded by...