Essays on Finance

Portfolio Analysis The study derived the efficient frontier of risky assets for a portfolio consisting of seven companies. It used historical data for monthly stock prices from January 1st, 2012 to December 1st, 2017. All the stock prices were for the first date of every month throughout the period. The study...

A causal claim by Peter Bakker A causal claim made by Peter Bakker in the article titled "Accountants Will Save the World" is as follows: the inability of all businesses getting involved in solving the world's toughest problems is caused by the current less comprehensive accounting rules (Bakker, 2013). The claim presents...

In America, banks operate in an open market where they are allowed to set their interest rates. In deciding what rates to charge a borrower, the bank considers the credit-worthiness of the customer. Interest rate risks (IRR) occur when banks give long-term loans that are funded by short-term deposits. The...

Benefits of using an ERP system for small businesses As small businesses expand, and the owner cannot keep up with the management of all business processes, there is the need to consider using an enterprise resource planning (ERP) system rather than the continued use of applications such as Microsoft Office. This...

According to a report done by a British real estate investment firm, Albania is a prime country for global real estate investment. Certain fundamental elements which include geographical, political and economic factors are the reasons that make the country’s future regarding real estate quite promising and rewarding. Despite being the...

Explain the different methods of raising capital for startup or investment for example venture funds. The venture capitalists can fund their own ideas. The founders of a certain business can contribute funds for business startups. Funding own ideas indicate that investors are willing to take risks. Family and friends can be another...

Westpac is an Australian banking company The company started in 1817, and its headquarters are in Sydney. Today, Westpac is considered among the big four leading banks in Australia where the banking industry is ruled by companies like commonwealth bank, New Zealand and Australia banking group and the National Bank of...

ETCO Engineering Limited ETCO Engineering Limited is a light engineering company whose operations are based in the West Midlands, United Kingdom. The company specializes in light engineering. It produces various components used in the motor vehicle industry. It was founded by Harry Calrke in 1973. ETCO Engineering Limited has operated as...

A credit score is the amount of risk that a person will fulfil his or her obligations on a loan, mortgage, or credit card payment that they take from a lender. The credit score is important in determining the risk that the person poses for the lender’s money, which allows...

Here, the minimum is the interest + 1% of the balance. For this reason, it has to default at $15 minimum. Question 2: Impact of Interest Rates For 5% increase, the interest = (5%+15%) = 20%/12 = 1.7% of the balance per month’s total payment which results to $2,100 for a period...

The Impact of Healthcare Costs on the Economy and Financial Security The economy, the federal budget, and practically every American citizen's financial security are all impacted by healthcare costs. A strong healthcare system promotes academic success in children, professional productivity in adults, and overall longer, healthier lives for all Americans. Federal...

The International Committee of the Red Cross The International Committee of the Red Cross actively supports conflict victims, strengthens and promotes humanitarian efforts, and raises awareness of universal values among its constituents. In the contemporary world, political violence and conflict have become all too common, affecting an increasing number of people...