Essays on Personal Finance

Changing the federal minimum wage has been a notorious economic topic of discussion across the globe for several years now. There are people who constantly argue that the federal minimum wage should be raised while others argue that it should not be increased because of the effects this can have...

Corporate Indignities and Freddie Mac Scandal Corporate indignities happen all the time in the worldwide, whether it’s written on paper or hidden within closed doors. Freddie Mac, a home mortgage corporation, was able to get away with billions of dollars hidden within their financial statements. After further review of the company,...

Individuals in the society may perceive life insurance as a lifetime protection policy for only the elderly, but in essence, life insurance can apply to anyone as young as newborn to over the age of 100 years. Since tomorrow is never promised, life insurance is a recommendation to anyone over...

Portfolio Analysis The study derived the efficient frontier of risky assets for a portfolio consisting of seven companies. It used historical data for monthly stock prices from January 1st, 2012 to December 1st, 2017. All the stock prices were for the first date of every month throughout the period. The study...

Aflac is an insurance business holding which is considered a management company. The agency looks into various operations by providing health-related insurance policies. The company operates through its two main segments – Japan and the US. In Japan, the company has concentrated on death benefits and more so issuance of...

In America, banks operate in an open market where they are allowed to set their interest rates. In deciding what rates to charge a borrower, the bank considers the credit-worthiness of the customer. Interest rate risks (IRR) occur when banks give long-term loans that are funded by short-term deposits. The...

Health promotion is supported by various theories. The theories include the social cognitive, the theory of reasoned action, stages of change and the health belief model. The theories explain health promotion or health education concept in a precise manner (Kim et al.311). Social learning theory Social learning theory advocates for a positive...

Health promotion Health promotion can be defined as the process that enables individuals to improve and have control over their health status (Fertman and Allensworth). It is clouded with so many theories and beliefs that have been put forth to aid in the explanation and prediction of the health pattern of...

The word has witnessed rapid advancement in technology, which has resulted in innovation, invention and improvement of systems and processes that have significantly impacted businesses and individuals at personal levels. The financial sector is one of the industries that have been greatly affected by technological advancements. Technology has improved efficiency,...

The UK used to enjoy the property boom before the economic meltdown in 2008. Initially, before the meltdown, the property value used to soar and at some point, the value of properties rose by 200%. This paper gives an overview of economic standings of UK property. It gives an illustration...

Greece's Political System Greece's political system is currently in a stable state. Additionally, the country has been experiencing worsening ties with former allies like Turkey and Cyprus. However, the situation has improved through their new found friends like China and America. There's also enhanced relationship between the UK and individual EU....

Westpac is an Australian banking company The company started in 1817, and its headquarters are in Sydney. Today, Westpac is considered among the big four leading banks in Australia where the banking industry is ruled by companies like commonwealth bank, New Zealand and Australia banking group and the National Bank of...