How can you avoid scammers?

How do you stop becoming a victim of a con artist? Individuals or groups of individuals who devise a manual or digital scheme to extort money from college students are known as scammers. They are placed under a lot of mental stress in order to meet their academic goals, and as a result, they become victims of scams.
Thesis: As a college student, you need to be aware of how scammers negatively affect your lives and academic performance. Please listen for a few minutes because these few facts may help you now or sometime later.

Preview:

Major premise: Statistically scammers are a great problem to college students in the US.

Major Premise: Scammers are responsible for poor academic performance among students

Major Premise: There are simple and effective solutions to dealing with scammers.

Body:

Major Premise: Scam cases are reportedly rampant among college students in the US.

Minor Premise: According to a 2013 Internal Threat Report from data security provider Symantec, from 2011 to 2012, the estimated cost of damage due to global consumer cyber scams was at US$ 110 billion. In the US alone, the estimated cost of consumer cybercrime totaled about 21 billion dollars.

Minor Premise: According to National Cyber Security Alliance, women are 26% most likely to fall victims of scams than men ("Fake Auto-Enrolment Certificates Issued by Scammers."). Most of the victims are normally between the ages of 35 to 44 years old. One in five online consumers has been victims of cyber scams which sums to 10 million victims a year.

Minor Premise: According to the IC3, the monetary damage caused by reported cybercrime reported in 2016 amounted to more than 1.33 billion US dollars whereas the number of complaints about internet crimes to IC3 by 2016 was 229k users.

Conclusion: There is a gradual decrease statistically on online scams in the years despite lack of enough funds to implement more robust cybersecurity solutions.





Major Premise: Scammers affect students’ academic progress.

Minor Premise: An article in Academic Life by Jessica V. (2014), Credit card offers and Scams. Scammers can get your identity by posing as a real credit card company and getting you to fill an official-looking application to steal your identity. A third of these identity theft cases feature victims below 30 years, and this has dramatically affected their academics as some even drop out of college.

Minor Premise: Bad behavior frauds among students affect their academics (Flora 54). This happens when someone who appears to be a friend or love interest could someday decide to use a photo of bad behavior against you hence affecting your reputation to potential employers and also may lead to scholarship cancellation.

Minor Premise: Password smarts, when students store the password on cell phones especially those for banks and credit card. Their accounts could be in big trouble if the phones get lost or stolen.

Minor Premise: Fake job offers; scammers advertise fake jobs to attract students but not only that the student won’t get paid, but they might end up owing money to their banks.

Conclusion: scammers significantly affect college students making their academic progress difficult and creating a miserable schooling environment.

Major Premise: Solutions and protection from scammers.

Minor Premise: Learn to say no or hold off (Phillips 1). Always be in a position to seek professional advice before decision making to avoid being easily convinced by scammers.

Minor Premise: Disregard and delete all emails promoting financial schemes, chain letters or requests for cash to be sent through the email by scammers (Phillips 1). Learn to take time to do homework on the project and refuse to commit to anything without legal advice.

Minor Premise: Avoid schemes that require you to purchase more inventory than you need. Always ask for proof when schemes publish testimonials or projected earnings ("Not Today Scammers: Metropcs Rolls out Scam ID & Scam Block.").

Minor Premise: After determining it’s not a pyramid scheme, that does not mean its necessarily an excellent opportunity for you (Phillips 1). Do your homework well, seek independent advice and make your decisions based on facts, not promises.

Conclusion: Enough homework should be done before one engages in a serious commitment to financial schemes.

Overall conclusion:

Restate thesis: I think that I was successful, it is essential to avoid scammers as part of your academic success.

Summary: scammers affect college students, but it is so important to note on the ways to get rid of them and their fake schemes.























































Works cited

"Fake Auto-Enrolment Certificates Issued by Scammers." Corporate Adviser (Online Edition), 30 June 2017, pp. 1-2.

Flora, Carlin. "The Hardest Word. (Cover Story)." Psychology Today, vol. 50, no. 5, Sep/Oct2017, pp. 52-60.

Jessica, Veronica. "About Jessica V.." Students.org. N.p., 2016. Web. 3 Dec. 2017.

Phillips, Kelly. "Six Reasons Not to Engage with Scammers, No Matter What Your Facebook Friends Tell You." Forbes.Com, 28 May 2016, p. 1

TMobile US, Inc. "Not Today Scammers: Metropcs Rolls out Scam ID & Scam Block." Business Wire (English), 7.